Sheet app – BAYD http://bayd.info/ Tue, 23 Nov 2021 02:33:11 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://bayd.info/wp-content/uploads/2021/10/icon-120x120.jpg Sheet app – BAYD http://bayd.info/ 32 32 Spotify removes curated playlists for every character, including Berlin https://bayd.info/spotify-removes-curated-playlists-for-every-character-including-berlin/ Mon, 22 Nov 2021 22:36:31 +0000 https://bayd.info/spotify-removes-curated-playlists-for-every-character-including-berlin/ “Bella Ciao” is the song that ruled Money theft since its first season, serving as an anthem, festive jam and call to action. But Netflix and Spotify want to remind fans that each La Casa de Papel the character is worthy of his own soundtrack. How? ‘Or’ What? Spotify launched nine playlists as part of […]]]>

“Bella Ciao” is the song that ruled Money theft since its first season, serving as an anthem, festive jam and call to action. But Netflix and Spotify want to remind fans that each La Casa de Papel the character is worthy of his own soundtrack. How? ‘Or’ What?

Spotify launched nine playlists as part of its partnership with Netflix to celebrate the series’ upcoming wrap. Professor, Berlin, Tokyo, Lisbon, Stockholm, Marseille, Rio, Denver and even Alicia Sierra all have their own playlists on the service. Here’s a taste of what music fans can hear.


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Delhi Court Arrests Police on “Separate” Indictments in Child Rape Case | Latest Delhi News https://bayd.info/delhi-court-arrests-police-on-separate-indictments-in-child-rape-case-latest-delhi-news/ Sat, 20 Nov 2021 21:02:47 +0000 https://bayd.info/delhi-court-arrests-police-on-separate-indictments-in-child-rape-case-latest-delhi-news/ In a November 17 order, Extra Sessions Judge Gaurav Rao called the investigation so far into the case a “mockery”. A Delhi court arrested city police for filing two separate indictments in the alleged rape case of a 14-year-old girl, noting that “it’s a big slap on the logo of Delhi Police of “Shanti, Seva, […]]]>

In a November 17 order, Extra Sessions Judge Gaurav Rao called the investigation so far into the case a “mockery”.

A Delhi court arrested city police for filing two separate indictments in the alleged rape case of a 14-year-old girl, noting that “it’s a big slap on the logo of Delhi Police of “Shanti, Seva, Nyay”.

In a November 17 order, Extra Sessions Judge Gaurav Rao called the investigation so far into the case a “mockery”.

” No ! ” [justice] was taken for a ride by them, twisted and warped according to their whims and fancies. If this continues and public servants are not treated severely, the public will lose confidence in the policing system. They not only mocked the court and the justice system, but also abused their power as people they are committed to serving and protecting, ”the court said.

At the previous hearing (November 8), the court noted the differences between the charge sheets given to the court and to the victim’s lawyer.

While part of the indictment was filed with the court and the lawyer for the accused, the other part was filed with the public prosecutor and the lawyer for the plaintiff, who are said to have omitted facts.

Finding that the police were violating the accused’s right to a fair trial, the court ordered the police commissioner to initiate an investigation and to register a complaint against the police for “fraud of justice”.

On November 17, while hearing the accused’s bail application, the Deputy Police Commissioner filed a report indicating that an indictment without correction had been issued to the complainant and that it was an inadvertent error without bad faith intent. However, the court said he had been “misled”.

The accused was arrested in March this year for allegedly raping and kidnapping the minor in south Delhi.

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Having the option to waive and seek regular bail after indictment is filed does not prevent parties from seeking early bail: Supreme Court https://bayd.info/having-the-option-to-waive-and-seek-regular-bail-after-indictment-is-filed-does-not-prevent-parties-from-seeking-early-bail-supreme-court/ Fri, 19 Nov 2021 05:54:40 +0000 https://bayd.info/having-the-option-to-waive-and-seek-regular-bail-after-indictment-is-filed-does-not-prevent-parties-from-seeking-early-bail-supreme-court/ The Supreme Court observed on Tuesday (“November 16”) that simply because it had remained open to the parties to surrender and seek regular bail after the indictment was filed, the same was preventing them. to apply for early bail u / s 438 Cr.PC after filing of the indictment. The bench of Judges R Subhash […]]]>

The Supreme Court observed on Tuesday (“November 16”) that simply because it had remained open to the parties to surrender and seek regular bail after the indictment was filed, the same was preventing them. to apply for early bail u / s 438 Cr.PC after filing of the indictment.

The bench of Judges R Subhash Reddy and Hrishikesh Roy in the present case, he was hearing a request for special leave against the order of the High Court of Allahabad dated July 23, 2021 (“contested order”).

Pursuant to the impugned order, the High Court had dismissed the applicant’s second request for provisional release. The High Court, referring to the Top Court order dated October 7, 2020, observed that there was no question of filing a second application for early bail and that the applicants should have complied with the instruction of the Supreme Court by going to the lower court and moving for an ordinary bond.

While observing that it was appropriate to grant advance bail and set aside the contested order, the judges in their order observed,

“Neither can it be said that this is a second application for early bail, as argued by eminent counsel for the respondents, on the same cause of action. , it is also brought to our knowledge that the husband of the deceased was granted due bail after his arrest. This Court, while issuing an opinion, also granted protection to the applicants against arrest. “

Factual background

The applicants who were the deceased’s stepfather and stepmother were wanted to be prosecuted for the offenses u / s 323, 498A, 304B IPC r / w Section 3 and 4 of the Dowry Prohibition Act . Before the indictment was filed, they were granted early bail by the High Court on October 7, 2020.

While granting bail, the Court observed that by virtue of the filing of the indictment, the applicants were free to surrender and apply for proper bail before the competent court. After the indictment was filed, when the application for advance bail was filed, the contested order was made on the basis of the observation made by this Court in the earlier order. .

Case title: Vinod Kumar Sharma and Anr against the State of Uttar Pradesh and Anr | Special leave to appeal (Crl.) No. 6057/2021

Coram: Judges R Subhash Reddy and Hrishikesh Roy

Advice: Senior Counsel Siddharth Dave appeared for the petitioners; Additional General Counsel Vinod Diwakar appeared for UP State and Attorney Sudhir Naagar appeared for Respondent 2

Click here to read / download the order


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Ultra Thin Stainless Steel Sheet Market Size by Major Companies, Trends by Types and Applications, Forecast to 2028 https://bayd.info/ultra-thin-stainless-steel-sheet-market-size-by-major-companies-trends-by-types-and-applications-forecast-to-2028/ Wed, 17 Nov 2021 04:25:01 +0000 https://bayd.info/ultra-thin-stainless-steel-sheet-market-size-by-major-companies-trends-by-types-and-applications-forecast-to-2028/ New Jersey, United States, – This Ultrathin Stainless Steel Sheet Market report study describes a productive and motivated industry along with a market prognosis. Industry players would be able to make smart decisions based on the results of the study. Overall, research is a useful tool in establishing a competitive advantage over competitors and long-term […]]]>

New Jersey, United States, – This Ultrathin Stainless Steel Sheet Market report study describes a productive and motivated industry along with a market prognosis. Industry players would be able to make smart decisions based on the results of the study. Overall, research is a useful tool in establishing a competitive advantage over competitors and long-term profitability in the existing economy. This Ultra Thin Stainless Steel Sheet Market report study provides detailed information on several industrial aspects such as techniques, designs, and significant competitors operating in separate districts. Reviewers use point-to-point testing processes to provide accurate and crucial information about the condition and progress of the storefront.

Market analysts and researchers have performed an in-depth analysis of the global bUltra Thin stainless steel sheet market using research methodologies such as PESTLE and Porter’s five forces analysis. They have provided accurate and reliable market data and useful recommendations with the aim of helping players to get an overview of the overall scenario of the current and future market. The Ultra Thin Stainless Steel Sheet report comprises an in-depth study of the potential segments including product type, application, and end-user, along with their contribution to the overall market size.

Get | Download a sample copy with table of contents, graphics and list of [email protected] https://www.marketresearchintellect.com/download-sample/?rid=365747

Further, the market revenue by region and country is provided in the Ultra Thin Stainless Steel Sheet report. The report’s authors also shed light on common business tactics adopted by players. The major players of the global bUltra Thin stainless steel sheet market and their complete profiles are included in the report. Additionally, investment opportunities, recommendations, and current trends in the global Ultra Thin Stainless Steel Sheet market are mapped by the report. As a result of this report, the major players in the global Ultrathin Stainless Steel Sheet market will be able to make right decisions and plan their strategies accordingly to stay ahead.

The competitive landscape is an essential aspect that any key player should be aware of. The report highlights the competitive scenario of the Global Ultra Thin Stainless Steel Sheet market to know the competition at the national and global level. The market experts also provided an outline of each major player in the global Ultrathin Stainless Steel Sheet market, taking into account key aspects such as business areas, production, and product portfolio. Further, the companies in the report are studied on the basis of key factors such as company size, market share, market growth, revenue, production volume, and profit.

The Major Players Covered By The Ultra Thin Stainless Steel Sheet Markets:

  • Tisco
  • Jiangsu Cunrui Metal Products Co.
  • Ltd.
  • Posco
  • SMS group
  • IUP Jindal
  • Aperam
  • AK steel
  • JFE

Ultra Thin Stainless Steel Sheet Market Split By Type:

Ultra Thin Stainless Steel Sheet Market Split By Application:

  • Automotive
  • Mobile phones
  • High-end device
  • Others

The Ultra Thin Stainless Steel Sheet market report has been separated into distinct categories such as product type, application, end user, and region. Each segment is assessed on the basis of CAGR, share and growth potential. In the regional analysis, the report highlights the potential region, which is expected to generate opportunities in the global Ultra-thin Stainless Steel Plate Market in the coming years. This segmental analysis will surely prove to be a useful tool for the readers, stakeholders and market players to get a complete picture of the Global Ultra Thin Steel Sheets Market and its growth potential in the coming years.

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Scope of the Ultra Thin Stainless Steel Sheet Market Report

Report attribute Details
Market size available for years 2021 – 2028
Reference year considered 2021
Historical data 2015 – 2019
Forecast period 2021 – 2028
Quantitative units Revenue in millions of USD and CAGR from 2021 to 2027
Covered segments Types, applications, end users, etc.
Cover of the report Revenue forecast, company ranking, competitive landscape, growth factors and trends
Regional scope North America, Europe, Asia-Pacific, Latin America, Middle East and Africa
Scope of customization Free customization of reports (equivalent to 8 working days for analysts) with purchase. Add or change the scope of country, region and segment.
Price and purchase options Take advantage of custom shopping options to meet your exact research needs. Explore purchasing options

The regional market analysis of Ultra-thin Stainless Steel Sheet can be represented as follows:

Each regional ultra-thin stainless steel sheet industry is carefully studied to understand its current and future growth scenarios. It helps the players to strengthen their position. Use market research to get a better perspective and better understanding of the market and target audience and ensure you stay ahead of the competition.

Based on geography, the global ultra thin stainless steel sheet market has segmented as follows:

    • North America includes the United States, Canada and Mexico
    • Europe includes Germany, France, UK, Italy, Spain
    • South America includes Colombia, Argentina, Nigeria and Chile
    • Asia-Pacific includes Japan, China, Korea, India, Saudi Arabia and Southeast Asia

Key questions answered in the report:

  • What is the growth potential of the ultra thin stainless steel sheet markets?
  • Which product segment will take the lion’s share?
  • Which regional market will emerge as a precursor in the years to come?
  • Which application segment will grow at a sustained rate?
  • What are the growth opportunities that could emerge in the lock washer industry in the years to come?
  • What are the main challenges that the global ultra-thin stainless steel sheet markets may face in the future?
  • Who are the leading companies in the global ultra thin stainless steel sheet market?
  • What are the main trends that are positively impacting the growth of the market?
  • What are the growth strategies envisioned by the players to maintain their grip on the global Ultra Thin Stainless Steel Plate market?

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The study thoroughly explores the profiles of the major market players and their main financial aspects. This comprehensive business analyst report is useful for all existing and new entrants when designing their business strategies. This report covers the production, revenue, market share and growth rate of the Ultrafine Stainless Steel Plate market for each key company, and covers the breakdown data (production, consumption, revenue and market share) by regions. , type and applications. Ultrathin stainless steel sheet historical breakdown data from 2016 to 2020 and forecast to 2021-2029.

About Us: Market Research Intelligence

Market Research Intellect provides syndicated and personalized research reports to clients from various industries and organizations in addition to the goal of providing personalized and in-depth research studies. range of industries, including energy, technology, manufacturing and construction, chemicals and materials, food and beverage. Etc. Our research studies help our clients make more data-driven decisions, admit push predictions, grossly capitalize on opportunities, and maximize efficiency by acting as their criminal belt to adopt accurate mention and essential without compromise. clients, we have provided expertly-behaved affirmation research facilities to more than 100 Global Fortune 500 companies such as Amazon, Dell, IBM, Shell, Exxon Mobil, General Electric, Siemens, Microsoft, Sony and Hitachi.

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Yamuna clean-up will require improved sewerage systems, cooperation between Delhi and neighboring states https://bayd.info/yamuna-clean-up-will-require-improved-sewerage-systems-cooperation-between-delhi-and-neighboring-states/ https://bayd.info/yamuna-clean-up-will-require-improved-sewerage-systems-cooperation-between-delhi-and-neighboring-states/#respond Fri, 12 Nov 2021 02:18:13 +0000 https://bayd.info/yamuna-clean-up-will-require-improved-sewerage-systems-cooperation-between-delhi-and-neighboring-states/ Over the past month and a half, Delhi’s ruling Aam Aadmi party and its main opposition, the BJP, have traded accusations against Chhath puja rituals in the capital. The latest dispute between the two belligerents concerns an order from the Delhi Disaster Management Authority (DDMA) of September 30 banning rituals along the banks of the […]]]>

Over the past month and a half, Delhi’s ruling Aam Aadmi party and its main opposition, the BJP, have traded accusations against Chhath puja rituals in the capital. The latest dispute between the two belligerents concerns an order from the Delhi Disaster Management Authority (DDMA) of September 30 banning rituals along the banks of the Yamuna. The BJP holds Delhi Chief Minister Arvind Kejriwal responsible for the ban, even though DDMA led by LG Anil Baijal has justified the ban as a precaution against Covid. BJP leaders on Wednesday defied the ban while Kejriwal called on the opposition to drop the policy regarding Chhath. The state of Yamuna is far more serious than these quarrels. For about a week, the river has been enveloped in a sheet of pollutants that could be mistaken for snow from afar. Over the past three days, social media has been inundated with visuals of worshipers bathing in the river enveloped in toxic moss.

The white sheet is the sign of an ecologically dead river. The discharge of insufficiently treated water or untreated wastewater from areas not connected to the city’s sewerage system precipitates the formation of foam. During the period when the flow of the river is poor, it is not able to remove this rubbish. The moss has been visible for over a decade. But, by all accounts, it has covered a greater extent of the river in the past five years. Delhi Jal board vice chairman Raghav Chadha – an AAP member – blamed UP’s irrigation department, responsible for maintaining the Okhla dam, for the pollution. The Delhi government maintains that foaming is only downstream from this point. He accused sugar and paper factories in places like Meerut and Shamli of dumping untreated sewage into the Hindon Canal at the Yamuna Dam. The Haryana government has also been criticized for reducing the river’s flow to the capital. It is evident that, as with most pollution issues in the capital, the cleanup of the Yamuna requires cooperation between the Delhi government and its counterparts in neighboring states. This, unfortunately, turned out to be the bane of the river.

According to a 2018 NGT committee report, the 22 km stretch of the Yamuna from Badarpur to Okhla – about 2% of the total length of the river – accounts for 75% of the pollution of the river. The committee warned that if minimum flows are not maintained at this point, it would be virtually impossible to rejuvenate the river. It is time for the states that share the river basin to revisit this report and institutionalize cooperation mechanisms.

This editorial first appeared in the print edition on November 12, 2021 under the title “La rivière mousseuse”.


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Do not send SMS while driving agricultural equipment https://bayd.info/do-not-send-sms-while-driving-agricultural-equipment/ https://bayd.info/do-not-send-sms-while-driving-agricultural-equipment/#respond Wed, 10 Nov 2021 08:03:17 +0000 https://bayd.info/do-not-send-sms-while-driving-agricultural-equipment/ You’ve heard the slogan a thousand times: “Don’t text and drive”. This is good advice not only for those who drive cars, but also for those who operate tractors, farm trucks, and other farm equipment such as combines and high-span machines. Linda Emanuel, director of community health for the Agrisafe network, notes the dangerous nature […]]]>

You’ve heard the slogan a thousand times: “Don’t text and drive”. This is good advice not only for those who drive cars, but also for those who operate tractors, farm trucks, and other farm equipment such as combines and high-span machines.

Linda Emanuel, director of community health for the Agrisafe network, notes the dangerous nature of using farm equipment and texting. The size, weight, and maneuverability of heavy equipment and trucks can lead to fatal accidents, just like with small motor vehicles, but truckers and farm equipment operators have to multitask while driving. This makes them more likely to cause or be involved in an accident if they are distracted.

Emanuel says Federal Motor Carrier Safety Administration (FMCSA) research shows the odds of being involved in a safety-critical event, which would include an accident, near miss, or unintentional lane departure, are 23, Twice higher for truck drivers, for example, who text while driving than for those who don’t. These results could also be extrapolated to operators of agricultural equipment.

In addition to safety-critical events, farm equipment operators could crush obstacles if distracted, which could cause a tractor to tip onto its side. Other dangers include children running around the farm or muddy surfaces with many cross slopes that can cause drift and side skidding when braking.

Tractor rollovers are a serious concern. “This type of accident can happen anywhere, but it’s most common when the tractor is turning, driving near steep slopes, or driving near the side of the road,” Emanuel explains. “A rollover can happen when the farmer changes gears or applies the brakes, especially if the roads are slippery due to rain, snow or ice.

Tips for stopping text

It’s so tempting to respond to this quick text, just a second, while driving a tractor or combine, so there are steps farmers can take to avoid that temptation altogether, Emanual says. Gathering information from the FMCSA’s “No-Text Rules Fact Sheet,” she says you can put your cell phone in the glove box of your truck or somewhere safe in the tractor or combine. where it is out of reach.

“Turn off your cell phone, put it on silent or ‘do not disturb’,” she adds. “You can also download or use apps that block phone use while driving, including TextLimit, Cellcontrol or Live2Txt, for example. These apps allow you to block certain features of your phone, be it emails, text messages, phone calls or any other social media notification.

“There is always the option to turn off notifications without an app using settings to turn off notifications or turn off texting and phone calls by locating someone’s information from whom you would typically receive notifications.”

Teens and texting

It is important for parents and adult supervisors to set a good example of not texting when using the equipment or driving.

“Test teens on the operation of all controls, use safety features, think about protective gear and general training your teenager needs on equipment, and buy what is age appropriate and at the waist, ”suggests Emanuel. “Be sure to perform routine maintenance checks and have teens who use the equipment read and follow the operating instructions. “

These are basic safety tips that everyone should follow, but they apply along with the rules for sending text messages.

In addition to these safety measures, parents should perform a maintenance check before youngsters use any equipment and ensure that tools and equipment are all in working order. “Broken or malfunctioning equipment increases the risk of accidents or injuries,” says Emanuel.

Local extension resources, the Farm Bureau and other agricultural agencies often offer courses in safe tractor driving for young people, to teach safe farming techniques and good manners of using age-appropriate equipment.

Each summer, Nebraska Extension offers tractor safety training open to students 13 years of age and older. Nebraska FFA also supports tractor driving competitions to promote the safe use of farm equipment.

Keeping chores age-appropriate is one way to keep kids safe on the farm. According to Emanuel, various federal and state laws often dictate which jobs – including driving tractors, combines, and other pieces of farm equipment – are appropriate for specific ages.

Regardless of the age of the farm equipment operator, texting while driving can kill the operator or someone driving along the road near the farm equipment. Research clearly points to the advanced risks of texting while driving farm equipment, as well as any other distractions that take your eyes and mind off the road. There are many resources available where you can learn more, including the No Text Rules fact sheet at fmcsa.dot.gov.

Additionally, Nebraska Extension, Central States Center for Ag Safety and Health, and AgriSafe are planning a new hands-on farm safety day for youth on May 24 at the Nebraska Extension West Central Research and Education Center in North Platte, and May 26 at Elevate Nebraska at Fonner Park and the Nebraska State Fairgrounds on Grand Island.


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Check the detailed application form for the recruitment of executing / accounting agents (EO / AO positions) https://bayd.info/check-the-detailed-application-form-for-the-recruitment-of-executing-accounting-agents-eo-ao-positions/ https://bayd.info/check-the-detailed-application-form-for-the-recruitment-of-executing-accounting-agents-eo-ao-positions/#respond Mon, 08 Nov 2021 07:15:00 +0000 https://bayd.info/check-the-detailed-application-form-for-the-recruitment-of-executing-accounting-agents-eo-ao-positions/ UPSC EPFO ​​2021 DAF filing starts at @ upsconline.nic.in: View the detailed application form for UPSC EPFO ​​2021 Recruitment of Enforcement & Account Officer Posts. The deadline for submitting the CFO is 22sd November 2021 (5:00 p.m.). UPSC EPFO ​​2021 DAF filing starts at @ upsconline.nic.in: The Civil Service Trade Union Commission had carried out […]]]>

UPSC EPFO ​​2021 DAF filing starts at @ upsconline.nic.in: View the detailed application form for UPSC EPFO ​​2021 Recruitment of Enforcement & Account Officer Posts. The deadline for submitting the CFO is 22sd November 2021 (5:00 p.m.).

UPSC EPFO ​​2021 DAF filing starts at @ upsconline.nic.in: The Civil Service Trade Union Commission had carried out the recruitment test for the enforcement agent / accountant within the organization of the Employee Provident Fund on 5e September 2021 (Sunday) across India. The result of the said Recruitment Test was pronounced on the 8the October 2021 thus preselecting 1337 candidates provisionally. The Union Public Service Commission (UPSC) carried out the EPFO ​​recruitment test in offline mode for 421 vacancies in the positions – Enforcement Officer / Account Officer, Employees’ Provident Fund Organization, Ministry of Labor and Employment (SC-62, ST-33, OBC-116, EWS-42, UR-168). These positions are permanent and fall under level 8 in the remuneration matrix according to the 7th CPC, general central services group “B”, non-ministerial. The recruited officers are likely to be posted anywhere in India.

All shortlisted applicants are required to complete and submit the Detailed Application Form (DAF) otherwise their application will be rejected. The link for DAF will be available on the Online Recruitment Application (ORA) website (www.upsconline.nic.in).

The deadline for submitting the Detailed Application Form (DAF) is 22sd November 2021 (5:00 p.m.). The window for filling in the Detailed Application Form (DAF) by candidates will be operational from November 02, 2021 to November 22sd November 2021 (5:00 p.m.) on the Commission’s website. Applicants are advised to keep a printed version of the Detailed Application Form (DAF) that they have completed.

UPSC EPFO 2021 Maintenance Details

UPSC EPFO ​​2020 Phase 2

Brands

Maintenance

100 points

Candidates shortlisted for interview on the basis of the information provided in the online applications they submitted will be required to send self-certified copies of relevant documents / certificates in support of the claims made in the on-demand application. of the Commission.

DOCUMENTS / CERTIFICATES TO BE PRODUCED AT THE TIME OF THE INTERVIEW

The online application form and the following original documents / certificates, as well as self-certified copies and other items specified in the invitation letter for interview must be produced at the time of the interview:

a) Registration / 10th standard or an equivalent certificate showing date of birth, or a matriculation standard / 10th scoring sheet or equivalent issued by the Central / State Council showing date of birth in support of their application for age.

b) Diploma / diploma certificate accompanied by grade sheets relating to all academic years as proof of the degree claimed. In the absence of a diploma / certificate, a provisional certificate as well as the grade sheets relating to all academic years will be accepted.

c) Order / letter concerning the equivalent diplomas requested, indicating the Authority (with number and date) under which it was thus treated

D) Certificate (s) in the prescribed form of the head (s) of the organization (s) / department (s)for all the experience claimed, clearly mentioning the duration of employment (date, month & year) indicating the base salary and the consolidated salary & the nature of the functions performed

e) Caste certificateby the candidate requesting the reservation as SC / ST / OBC in the prescribed form

F)A declaration in the format prescribed by the candidate requesting the reservation as a CBO, that it does not belong to the creamy layer on the crucial date

g) Certificate of physical incapacity in the prescribed form issued by the competent authority.

h) A candidate who claims name changeafter registration on marriage or remarriage or divorce, etc.

i) Certificate / Document concerning Age relaxationfor ex-military, central government / UT employees / servants, etc.

j) People already in regular service for the government, whether on a permanent or temporary basis other than occasional / ad hoc / daily salary / hourly remuneration / contractual basis.

k) Certificate (s) concerning a complaint concerning Professional registration, Language, Publications, NET, GATE, Conference, Internship.


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Australian banks are opening up to cryptocurrency: what does it mean for you? | Commonwealth Bank https://bayd.info/australian-banks-are-opening-up-to-cryptocurrency-what-does-it-mean-for-you-commonwealth-bank/ https://bayd.info/australian-banks-are-opening-up-to-cryptocurrency-what-does-it-mean-for-you-commonwealth-bank/#respond Sat, 06 Nov 2021 19:00:00 +0000 https://bayd.info/australian-banks-are-opening-up-to-cryptocurrency-what-does-it-mean-for-you-commonwealth-bank/ The Commonwealth Bank announced last week that it plans to allow users of its CommBank app to trade cryptocurrencies – the first of Australia’s Big Four to do so. Cryptocurrencies are known for their extremely unpredictable price fluctuations, damage to the environment, and use by criminals to try to cover up illegal activities, such as […]]]>

The Commonwealth Bank announced last week that it plans to allow users of its CommBank app to trade cryptocurrencies – the first of Australia’s Big Four to do so.

Cryptocurrencies are known for their extremely unpredictable price fluctuations, damage to the environment, and use by criminals to try to cover up illegal activities, such as money laundering.

A number of countries, including China, Turkey, and Vietnam, have banned or restricted the use of cryptocurrencies in their jurisdictions.

So why is ABC doing this?

Based on the account data, CBA believes that around 500,000 of its clients are already engaged in crypto trading.

CBA Managing Director Matt Comyn said in a statement, “We believe we can play an important role in crypto to meet what is clearly a growing customer need and provide capabilities, security and confidence in a crypto trading platform. “

The bank will invite 2,000 customers in a few weeks to join a pilot program where they will be able to buy, hold and sell cryptocurrencies through the CBA phone application.

The bank will initially offer 10 of the most popular coins, including bitcoin. (This will not include the parody turned into a market cap dogecoin of US $ 35 billion).

What users won’t be able to do is transfer cryptocurrencies to other people – all transactions will involve buying or selling coins for real money. This is because the crypto transfer is difficult to trace, which makes it attractive to criminals and a nightmare for the bank when it comes to complying with anti-money laundering and anti-money laundering laws. terrorism – something that banks find quite difficult with regular money transfers.

Instead, all crypto entry and exit movements must take place through the client’s own accounts, allowing the bank to better keep track of what is going on.

What are the environmental issues?

Cryptocurrencies are typically created by computers solving difficult mathematical problems, a process called “mining” that uses a lot of electricity.

Bitcoin mining alone currently uses more electricity than Argentina, the majority of which comes from fossil fuels, and is on track to use more than Australia.

Burning fossil fuels to generate electricity is a major source of global heat.

Aren’t cryptocurrencies unstable?

Yes, the price of bitcoin, for example, can halve or double in the space of a month or two.

This volatility is one of the reasons why it is not suitable for use as a real world currency.

Transactions are also very slow and transaction fees are very high. Fees fluctuate a lot but currently represent just over 1% of the transaction value.

This may not seem like much because it is about the same as what you will be charged for using a credit card in a store. But when you use a card, the bank lends you money.

In contrast, transferring your own money between two Australian bank accounts is free, as is using eftpos.

Bitcoin payments are also much, much slower than the almost instantaneous transactions available through credit cards and eftpos.

Even traditional transfers between accounts are getting much faster thanks to something called the New Payment Platform, a system all banks are putting in place where all transfers take less than a minute.

Bitcoin transactions currently take more than six minutes to be confirmed. In July, it was closer to 20 minutes – far too long for use in retail transactions. At this speed, no one will be using bitcoin to buy overpriced pizza, as it will have gotten cold and soggy before the transaction is settled.

Some of the other cryptocurrencies CBA plans to offer aren’t much better. According to data from crypto.com, the average “gas fee” – transaction cost – of an Ethereum transaction is between US $ 85 and US $ 156. This is good for large transactions but not very useful for small ones.

Much of the enthusiasm for cryptocurrencies as real currency comes from the United States, where the banking technology infrastructure is poor by developed world standards. They still regularly use paper checks, for example, which have been largely abandoned in Australia.

What is cryptocurrency used for?

Due to these issues, there are few legitimate uses for coins as currency. Most people who buy cryptocurrencies do so to speculate on their value.

However, since it is difficult to trace, crypto is the preferred payment method demanded by ransomware gangs who hold organizations’ data hostage.

This also makes it good for buying and selling illegal goods and services, such as drugs and even, according to some reports, murder for account.

People accused of unrelated crimes often tend to have bitcoins on hand when authorities rush – in a number of recent cases the Australian Securities and Investments Commission has requested freeze orders on large amounts of bitcoins in the possession of the accused.

Among its main uses are investment scams and money laundering.

Money launderers are willing to take some volatility risk to clean up dirty money and pay high fees along the way. Despite the occasional sudden drop, crypto in general is a rising market, so there is even a chance to make money while laundering.

Many crypto exchanges that currently operate in the mostly unregulated offshore world have suffered attacks that have resulted in customers losing some or all of their money.

What are regulators doing about this?

US regulators have stepped up their surveillance of the sector. Last month, the Commodity Futures Trading Commission accused the owners of the Bitmex trading platform of operating an unregistered trading platform and other violations, including failing to implement procedures for trading. anti-money laundering required.

Regulators are also very concerned about so-called “stablecoins,” the value of which is believed to be tied to real-world currencies such as the US dollar or the euro.

Central banks around the world are increasingly alarmed by the threat posed by stablecoins. In a joint document last month, the Bank for International Settlements, which is the central bank of central banks, warned that they posed a series of risks that would increase if any of them were able to achieve a global scale.

In the past, a stablecoin issuer, Tether, claimed that its coin was 100% backed by US dollars; However, this was not true and as a result, last month CTFC fined Tether and a related exchange operator iFinex $ 42.5 million.

How does Australia regulate it?

Australia has been slow to regulate crypto. The Australian Securities and Investments Commission does not exercise regulatory oversight over most coins because they do not meet its definition of a security.

However, the threat to consumers from crypto scams is a priority area this year, for the first time.

And last week, Asic updated its fact sheet on crypto assets, warning coin makers that a range of Australian laws could apply to them.

Meanwhile, a parliamentary inquiry led by Liberal Senator Andrew Bragg has proposed that the crypto industry be subject to a lighter regulatory regime than normal financial products.

In a report released last month, Bragg’s investigation recommended changes, including giving crypto tax relief to encourage its growth here.


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Factbox-What Are China’s Wealth Management Products? https://bayd.info/factbox-what-are-chinas-wealth-management-products/ https://bayd.info/factbox-what-are-chinas-wealth-management-products/#respond Fri, 05 Nov 2021 10:38:33 +0000 https://bayd.info/factbox-what-are-chinas-wealth-management-products/ SHANGHAI (Reuters) – The struggles in China’s real estate industry have highlighted a unique off-balance sheet financing source used by the industry called wealth management products (WMP) and often sold to retail investors. This week, real estate developer Kaisa Group Holdings said its financial unit missed a payment on a WMP. WMP’s missed payments by […]]]>

SHANGHAI (Reuters) – The struggles in China’s real estate industry have highlighted a unique off-balance sheet financing source used by the industry called wealth management products (WMP) and often sold to retail investors.

This week, real estate developer Kaisa Group Holdings said its financial unit missed a payment on a WMP. WMP’s missed payments by cash-strapped developer China Evergrande Group sparked protests from investors.

Here’s what you need to know about Chinese wealth management products:

WHAT ARE THEY?

WMPs are investment vehicles marketed by issuers, including banks and real estate developers, to individual investors and businesses, often paying much higher returns than deposits.

Those issued by banks are generally categorized as fixed income, with investment portfolios that include bonds, stocks, futures, and other sectors.

WHAT ARE THE RETURNS?

They vary. China Merchants Bank, one of the country’s largest lenders, offers wealth management products with an estimated return ranging from 2.95% to 6%, depending on its application. Regional lender Ningbo Bank offers WMPs with estimated yields of up to 9.5%.

Evergrande, by comparison, has sold products promising annual returns of almost 12%. These products were issued in the name of Evergrande suppliers but guaranteed by Evergrande in the event of default by issuers.

While the annualized returns of these products are generally higher than the deposit rates, regulators have decided to ban banks from attracting investors with guaranteed returns.

HOW ARE THEY REGULATED?

The banking regulator began ordering banks to fully disclose all information relating to their wealth management products from 2013, a decade after the China Everbright Bank released the country’s first banking wealth management product.

Regulators also released sweeping new asset management rules in 2018 to further restrict bank wealth management products, with bans on return guarantees and the requirement for banks to create management units. of autonomous heritage.

WMPs sold by companies such as Evergrande, however, are off the radar of banking and insurance regulators and are registered on poorly regulated local financial asset exchanges.

In September, the Shenzhen city government said it had launched a full investigation into “issues related” to Evergrande Wealth.

WHO ARE THE ISSUERS?

The wealth management units set up by Chinese banks are the main issuers of WMP, generally raising funds from bank customers.

At the end of September, there was 27.9 trillion yuan ($ 4.37 trillion) outstanding in the Chinese bank wealth management market, with nearly 71 million individual investors holding such products, according to Chinawealth. com.cn, an official industry monitoring site.

However, China’s years of efforts to deleverage its economy have also prompted businesses, including real estate companies, to resort to off-balance sheet vehicles in search of financing, which are sometimes presented as asset management products. heritage to attract individual investors.

HOW IMPORTANT IS THE ENTERPRISE WMPS MARKET?

There is no official data on the size of the market.

Evergrande Wealth, a unit launched by Evergrande in 2016 as a peer-to-peer online lending platform that was originally used to finance its real estate projects, has sold WMP products to over 80,000 people – including employees, their families and friends as well as owners of Evergrande properties – and has raised more than 100 billion yuan in the past five years, a sales manager told Reuters. [L4N2QM1U0]

WHY ARE THEY POPULAR?

China’s economic growth has created a large class of investors. According to HSBC, 96% of Chinese urban households own property and more than 2 million people have at least $ 1.5 million to invest.

However, capital controls, limited onshore investment options, and low deposit yields have long pushed the Chinese to seek higher yields in WMPs.

($ 1 = 6.4000 Chinese yuan renminbi)

(Reporting by Zhang Yan and Tony Munroe; Editing by Emelia Sithole-Matarise)


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Microsoft unveils Loop – and a new collaborative Office document https://bayd.info/microsoft-unveils-loop-and-a-new-collaborative-office-document/ https://bayd.info/microsoft-unveils-loop-and-a-new-collaborative-office-document/#respond Thu, 04 Nov 2021 10:00:00 +0000 https://bayd.info/microsoft-unveils-loop-and-a-new-collaborative-office-document/ Microsoft this week unveiled a new productivity app, Loop, which combines elements of documents, spreadsheets, and presentation apps into a single collaborative space. “Technology is indeed Microsoft’s vision for the future of Office, breaking down rigid barriers between different types of file formats, allowing content to be deconstructed into modular components that can easily be […]]]>

Microsoft this week unveiled a new productivity app, Loop, which combines elements of documents, spreadsheets, and presentation apps into a single collaborative space.

“Technology is indeed Microsoft’s vision for the future of Office, breaking down rigid barriers between different types of file formats, allowing content to be deconstructed into modular components that can easily be shared between applications, making it easier creating collaborative content, ”said Angela Ashenden, senior analyst at CCS Insight.

While the app itself is new, Microsoft has been leading the way in Loop for some time with its Fluid Framework. Announced two years ago, the Fluid Framework breaks down barriers between Microsoft 365 applications, allowing application components such as tables, charts, and lists to be integrated into different applications and updated in real time. by multiple users. For example, changes to an inventory list board or updates to meeting notes in OneNote will be instantly visible if the component is also integrated in Outlook or Teams.

These Fluid components, now called “loop components” or “loops”, are one of the three key elements of the new application. These loop component building blocks can be integrated into a loop “page” that serves as a shared canvas, containing a variety of sources of information relating to a particular team project, for example. The Loop Pages are then organized into Loop “Workspaces,” which provide an overview of multiple documents.

Loop workspace Microsoft

Loop pages can be organized into loop workspaces.

Microsoft has said the Loop components will be available in Microsoft Teams, Outlook, and OneNote later this month. The company has promised more details on the availability of the standalone Loop app “in the coming months.”

A “massive change of mind” for the market

“The launch of Loop is a bold move by Microsoft,” said Raúl Castañón, senior analyst at 451 Research, a division of S&P Global Market Intelligence. “Word processors are long overdue for a new approach. “

Castañón sees the Loop application as a complement, rather than a replacement, to traditional document editing applications. “Rather, it is a tool for use cases for which word processors weren’t designed, with capabilities for real-time and asynchronous collaboration, integration into record keeping and automation systems. workflow, ”he said.

The all-in-one document is a concept that has already found success with startups such as Coda, Airtable and Notion; Quip, acquired by Salesforce in 2016, also sought to modernize office documents. And earlier this year, Google introduced its smart web “building blocks”; the concept is similar in that it links information between Workspace apps such as Docs and Sheets with simple polls and checklists updated simultaneously between apps.

(Google Wave, released in 2009 and closed the following year, could be considered a precursor to some of these tools, although it was considered ahead of its time.)

While it makes sense for Microsoft to embrace new document types, Loop represents a significant change that Office application users may take time to adjust to, Ashenden said.

“The technology is still in its infancy, and it won’t soon supplant Office apps in most people’s workflows. But it shows that Microsoft recognizes the need to lay the groundwork for a post-office world, ”she said.

“Promoting Loop as a low-profile app will help grow its audience, get feedback from early adopters, and understand the appetite and the best direction to take,” she said. “But it’s a massive mindset change for the market.”

loop components Microsoft

Loops are made up of various loop “components”.

Dynamics 365 Loop component on the way

In related news, also touted a new Loop component that connects Dynamics 365 records to applications in the company’s Office 365 suite.

Connecting its business apps to productivity tools, such as the ability to integrate Teams chat into the Dynamics 365 Sales app (announced earlier this year and currently in preview) has been a growing priority for Microsoft.

The new Loop component, also announced to Ignite Microsoft this week, builds on the idea, allowing users to retrieve a customer record directly in Teams, for example, and edit information such as changing the status of a sales opportunity in “in progress”, while highlighting which user is making changes.

The Loop component is expected to be available for public preview by the end of 2022.

Dynamics 365 Loop Component Microsoft

A new Loop component that connects Dynamics 365 records to Office 365 suite applications is expected by the end of 2022.

Copyright © 2021 IDG Communications, Inc.


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